Is pension insurance a financial product? What is the expected return?

Is pension insurance a financial product ？ What is the expected return ？

---

Take the answer 1：

Hello! ,

1. Earnings are stable , Because the rules for the fixed return of annuity have been determined when the endowment annuity insurance is insured , Therefore, the benefits will not change ;

2. High safety factor , Pension insurance is underwritten and paid by insurance companies , And even if the insurance company fails , There will also be other insurance companies designated by the cbcirc to take over , Take corresponding responsibilities ;

3. It has the function of compulsory savings ;

4. Pension insurance generally has the function of policy loan ;

5. Pension insurance will not lose money ;

6. The late income of pension insurance is relatively high ;

7. Pension annuity insurance can guarantee the pension demand ;

8. The pension insurance is supported by the national policy ;

9. Pension insurance can generally provide lifelong security ;

10. Long receiving cycle ;

11. The payment method is flexible , The applicant is free to choose the payment period at the time of insurance 、 Receiving period, etc .

If necessary, you can add my wechat , I will use the most professional knowledge to help you choose the right insurance , Don't step on a hole ！

---