Ranking of high cost performance commercial endowment insurance products in 2022

2022 Ranking of commercial endowment insurance products with high cost performance in

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Take the answer 1：

Hello! ,

1、 Guarantee to receive 20 year —— Beijing life insurance Beijing Fuyi year


How long to live , How long does it take ;

Single payment is the highest ,35 Year old man , Monogamy 50 ten thousand ,60 Received monthly at the age of 6332.5;

Guarantee to receive 20 Annual total 1309680, stay 20 Died before the total amount of the year was collected , Can give the rest of the money to the family ;

High cash value in the early stage , Support insurance reduction ;

advantage ： The king of single income , Especially in 55 Age and 60 These two age groups begin to receive pensions , Monogamy , Equivalent payment amount , Maximum amount received ; And take into account the benefits of death , The death minimum guarantee is 20 year , It can be said to be the king of single payment comprehensive cost performance ;

Inferiority ： Once you start collecting , The cash value decreased to 0

2、 Lifetime cash value —— Loving and nurturing


How long to live , How long does it take ;

3 The annual payment period is up to ,35 Year old man ,3 Annual payment 30 ten thousand ,60 Received monthly at the age of 3608;

Lifetime cash value , Can have a large sum of money while the insured is alive , You can withdraw the insurance when you need it ;

advantage ：5 The king of annual revenue ,5 Annual payment , Whether it's choice 55 Receive at the age of 、60 Receive at the age of 、65 Receive at the age of , Or choose 70 I began to receive , In addition to the well deserved benefits ,5 Annual payment , Equivalent payment amount , Maximum amount received , And after receiving it , The cash value is still , If you need it urgently , You can also withdraw the cash value of the account at one time ;

Inferiority ： Only support... For the longest time 5 Annual payment , In addition, there is no guaranteed collection rule , In case of death, you can only receive the part of the paid premium that has not been received


Insurance is not the more expensive the better , What suits your situation is the most important , Can add my wechat . Talk to me in detail before you make a decision ！

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