Development trend and prospect forecast report of China's financial industry 2022-2028 Edition

Development trend and prospect forecast report of China's financial industry 2022-2028 Edition of
For details, please consult Hongsheng Xinhe Research Institute ！
【 New revision 】：2022 year 2 month
【 Author 】： Hongsheng Xinhe research

Body contents     2
Table of figures     9
The first 1 Chapter ： Overview and situation of the development of China's financial industry     11
1.1 Analysis of the connotation of quasi financial industry     11
1.1.1 Definition and connotation of quasi financial industry     11
1.1.2 The main products and services of the financial industry     13
1.1.3 Characteristics of quasi financial industry     13
1.2 Analysis of international economic and financial situation     14
1.2.1 A brief analysis of the international financial market     14
1.2.2 Analysis of the development of global financial markets     14
1.2.3 Analysis on the development trend of global financial markets     15
1.2.4 The reform situation of international financial supervision     15
1.3 Development environment and strategic planning direction of China's financial industry     16
1.3.1 Analysis of China's financial strategic environment     16
（1） An analysis of the economic environment for the development of China's financial industry     16
（2） Opportunities and challenges for the development of China's financial industry     17
1.3.2 The actual supply of China's financial sector     22
1.3.3 Analysis on the strategic direction of China's financial sector     22
1.4 The framework of the four strategic objectives of China's financial sector     23
1.4.1 Marketization of domestic financial industry     23
1.4.2 Orderly financial opening to the outside world     23
1.4.3 A stable international financial environment     24
1.4.4 An effective regulatory system     24
1.5 Thoughts on the reform of China's financial industry     25
The first 2 Chapter ： An analysis of the overall situation of China's financial markets     27
2.1 The operation of China's financial markets     27
2.2 The overall operation of such financial markets     27
2.3 Analysis on the operation of financial market segments     29
2.3.1 The operation of the microfinance market     29
2.3.2 The operation of the pawn market     29
2.3.3 Operation of financing guarantee market     29
2.3.4 Operation of financial leasing market     29
2.3.5 Operation of commercial factoring market     30
The first 3 Chapter ： Analysis on the operation of major financial institutions in China     31
3.1 Analysis of the operation of small loans     31
3.1.1 Analysis of small loan income scale     31
（1） Asset size     31
（2） Income     32
3.1.2 Analysis of small loan profits     33
3.1.3 Risk analysis of small loan operation     33
3.1.4 Analysis of the ability to control the cost of small loans     35
3.1.5 The trend of small loan equity changes     35
3.2 Analysis of the operation of the pawn industry     35
3.2.1 Analysis on the income of pawn industry     37
（1） Number of pawnbroking institutions     37
（2） Income scale     38
3.2.2 Analysis of income composition of pawn industry     39
（1） The composition of income     39
（2） Traditional business income analysis     40
（3） Innovative business income analysis     41
3.2.3 Analysis on the profitability of pawn industry     42
3.2.4 Analysis on the operational risk of pawn industry     42
（1） Business operation risk analysis     42
（2） Profit risk analysis     43
（3） Suggestions on risk control of pawnbroking     44
3.2.5 The changing trend of the cost of the pawn industry     45
3.2.6 Analysis of chain operation in pawn industry     46
3.2.7 Problems in the pawn industry     49
3.2.8 An analysis of the development prospect of pawnbroking     57
3.2.9 Analysis on the development trend of pawn industry     59
3.2.10 Countermeasures for the development of pawn industry     61
3.3 Analysis of the operation of the financing guarantee industry     69
3.3.1 Analysis of premium income in financing guarantee industry     69
3.3.2 The financing guarantee industry is profitable     69
3.3.3 Cost analysis of financing guarantee industry     70
3.3.4 Breakdown of the financing guarantee industry     71
3.3.5 Analysis of operating expenses of financing guarantee companies     72
3.3.6 Analysis of operational risk of financing guarantee company     73
3.3.7 The cost change trend of financing guarantee companies     73
3.3.8 Development trend of financing guarantee industry     74
3.4 Analysis of the operation of the financial leasing industry     75
3.4.1 Analysis on income scale of financial leasing industry     75
3.4.2 Analysis of financial leasing funds     76
（1） Total financial lease assets     76
（2） Distribution of assets by source     77
（3） Investment orientation of financial leasing funds     77
3.4.3 Analysis on the profitability of the financial leasing industry     77
3.4.4 Analysis of operating risks in the financial leasing industry     77
3.4.5 The cost change trend of financial leasing industry     78
3.4.6 Development trend of financial leasing industry     79
3.5 Analysis of financial leasing operation     80
3.5.1 An overview of the financial leasing industry     80
（1） Number of enterprises     80
（2） Total business volume     81
3.5.2 Analysis on the scale of financial leasing companies     82
3.5.3 Analysis of financial leasing profitability     83
3.5.4 Analysis of financial leasing risk control capability     83
3.5.5 Change trend of finance lease cost     85
3.5.6 Development trend of financial leasing shares     87
3.6 Analysis of the operation of commercial factoring companies     87
3.6.1 Business performance analysis of commercial factoring companies     87
3.6.2 Asset analysis of commercial factoring companies     87
3.6.3 Business risk analysis of commercial factoring companies     88
3.6.4 Analysis on the development trend of commercial factoring companies     89
3.7 An analysis of the operation of the consumer finance industry     90
3.7.1 Consumer finance industry consumer finance balance analysis     90
3.7.2 Analysis of operational risk of consumer finance industry     91
3.7.3 Analysis on the development trend of consumer finance industry     91
3.8 Second hand luxury industry management analysis     92
3.8.1 The scale of companies and employees in the second-hand luxury industry     92
（1） Number of Companies     92
（2） Number of employees     93
3.8.2 Capital scale of second-hand luxury industry companies     94
3.8.3 Operating income of Companies in the second-hand luxury industry     95
3.8.4 Operating risks of second-hand luxury goods industry     96
3.8.5 The development trend of second-hand luxury industry companies     96
The first 4 Chapter ： Analysis on the market innovation of Chinese financial products     98
4.1 Analysis of microfinance products     98
4.1.1 General information of microfinance products     98
4.1.2 Sales channels of microfinance products     98
4.1.3 Small loan product cooperation mode     99
4.1.4 Yield analysis of small loan products     100
4.1.5 Competition status of microfinance products     100
4.1.6 Innovation trend of microfinance products     101
4.2 Analysis of financing guarantee products     102
4.2.1 General information of financing guarantee products     102
4.2.2 Sales channels of financing guarantee products     103
4.2.3 Cooperation mode of financing guarantee products     104
4.2.4 Competition status of financing guarantee products     104
4.2.5 Innovation trend of financing guarantee products     104
4.3 Analysis of financial leasing products     108
4.3.1 General information of financial leasing products     108
4.3.2 Sales channels of financial leasing products     109
4.3.3 Cooperation mode of financial leasing products     109
4.3.4 Competition status of financial leasing products     111
4.3.5 Financial leasing product innovation trend     111
4.4 Pawn product analysis     112
4.4.1 Overall situation of pawn products     112
4.4.2 Pawn product sales channels     113
4.4.3 Pawn product cooperation mode     113
4.4.4 Analysis of financial products of pawn classification     114
4.4.5 The current situation of pawn product competition     114
4.4.6 The innovation trend of pawn products     115
The first 5 Chapter ： Global microfinance development     117
5.1 A summary of global international microfinance development     117
5.2 The development status of global international microfinance     117
5.3 Analysis on the development pattern of global international microfinance     118
5.4 Analysis on the development trend of global international microfinance     119
5.5 Analysis on the development of microfinance in the UK     120
5.6 An analysis of the development of microfinance in the United States     121
5.7 An analysis of the development of microcredit in Germany     122
5.8 An analysis of the development of microfinance in Japan     123
The first 6 Chapter ： Analysis on the comprehensive operation pattern of Chinese financial enterprises     125
6.1 Comprehensive business model of domestic and foreign financial enterprises     125
6.2 Comprehensive operation of financial industry SWOT analysis     132
6.2.1 Analysis of the advantages of the financial industry     132
6.2.2 An analysis of the disadvantages of the financial industry     132
6.2.3 Analysis on the comprehensive operation and development opportunities of the financial industry     132
6.2.4 Comprehensive operation risk analysis of financial industry     133
6.3 Analysis of M & A integration of financial enterprises     133
6.3.1 Analysis on the current situation of M & A between similar financial institutions     133
6.3.2 M & A integration trend in the financial industry     134
6.4 Analysis on the business combination of financial industry segments     134
6.4.1 Correlation analysis of return on assets of sub industries     134
6.4.2 Correlation analysis between business segments     135
（1） Comparison of sub industries and business areas     135
（2） Asset management business comparison     136
（3） The rate of return of financial products is relatively     137
6.4.3 Analysis on the benefit of the sub industry combination of finance     137
6.4.4 Suggestions on comprehensive operation of financial sub industries     138
（1） Comprehensive business model selection     138
（2） Selection principle of comprehensive business model     139
The first 7 Chapter ： China's financial industry trends and enterprise strategic planning     141
7.1 Analysis on the development trend of China's financial industry     141
7.1.1 Analysis of the development trend of the financial industry     141
7.1.2 Analysis of the development trend of the financial segment market     142
（1） banking     142
（2） Pawn business     143
（3） Financing guarantee industry     143
（4） Financial leasing industry     144
7.1.3 Analysis on the competitive trend of the financial industry     144
（1） The level of future competition in the financial industry     144
（2） Potential entrants to non-financial institutions     145
7.1.4 The changing trend of financing channels of financial enterprises     145
（1） Diversified financing channels     145
（2） Diversified financing methods     145
（3） Structured financing products     146
7.1.5 Early warning of financial crisis risks in China     146
7.2 Analysis on the development planning of regional financial industry     146
7.2.1 Analysis of national financial comprehensive reform pilot area     146
7.2.2 Analysis on the operation of regional finance in China     147
7.2.3 Analysis on the development trend of regional financial industry     148
（1） The East     148
（2） The central region     149
（3） Western Region     150
（4） The northeast     151
7.3 Analysis of the development opportunities of the financial industry     152
7.3.1 Market oriented development opportunities for the financial industry     152
7.3.2 International development opportunities for the financial industry     153
7.3.3 Information development opportunities for the financial industry     153
（1） The amount of investment in this kind of financial informatization is growing     153
（2） The scale of the quasi fintech market continues to expand     153
7.4 Suggestions on the ways to make profits of financial institutions of the same kind     154
7.4.1 Suggestions on the ways to make small loans profitable     154
（1） The current situation of the bank's profit model     154
（2） The development trend of small loans     155
7.4.2 Suggestions on how to make profits in the pawn industry     155
（1） The current situation of the profit-making channels of the pawn industry     155
（2） The trend of innovative profit model of pawn management organizations     156
（3） Pawn companies' profit model innovation     157
7.4.3 Suggestions on ways to make profits in the financing guarantee industry     157
7.4.4 Suggestions on the profit path of financial leasing industry     158
（1） Actively seek market positioning     158
（2） Highlight the brand and its own institutional advantages     159
（3） Exploration of other financial leasing businesses     159
7.4.5 Suggestions on the ways to make profits from financial leasing     160
（1） Financial leasing profit model     160
（2） The way to improve the profitability of financial leasing companies     161
7.4.6 Suggestions on how to make profits for commercial factoring companies     164
appendix ： Analysis on the market development of Liaoning financial industry     166
1、 Development of Liaoning financial industry     166
2、 Liaoning small loan asset scale     166
3、 Analysis on the advantages and disadvantages of Liaoning financial industry     167
4、 Analysis of leading enterprises in Liaoning financial industry     168
4.1 Liaoning Yidong pawn Co., Ltd     168
4.1.1 Basic overview of the enterprise     168
4.1.2 The main business of the enterprise     168
4.1.3 Analysis of enterprise operation     169
4.1.4 Enterprise advantage analysis     169

Table of figures

Chart ：2016-2021 The asset scale of China's microfinance industry in     31
Chart ：2016-2021 Sales revenue of China's microfinance industry in     32
Chart ：2016-2021 The number of pawnbroking institutions in China in     38
Chart ：2016-2021 Sales revenue of China's pawn industry in     39
Chart ：2016-2021 The traditional business income of China's pawn industry in     40
Chart ：2016-2021 The innovative business income of China's pawn industry in     41
Chart ：2016-2021 The cost of China's pawn industry in     45
Chart ：2016-2021 Profit of China's financing guarantee industry in     69
Chart ：2016-2021 The cost of China's financing guarantee industry in     70
Chart ：2016-2021 Operating expenses of China's financing guarantee industry in     72
Chart ：2021-2027 Cost forecast of China's financing guarantee companies in     73
Chart ：2016-2021 Sales revenue of China's financial leasing industry in     75
Chart ：2016-2021 The asset scale of China's financial leasing industry in     76
Chart ：2021-2027 Cost forecast of China's financial leasing industry in     78
Chart ：2021-2027 Forecast of asset scale of China's financial leasing industry in     79
Chart ：2016-2021 Number of financial leasing institutions in China in     80
Chart ：2016-2021 The total business volume of China's financial leasing industry in     81
Chart ：2016-2021 The asset scale of China's financial leasing industry in     82
Chart ：2016-2021 The profitability of China's financial leasing industry in     83
Chart ：2016-2021 The asset scale of Chinese commercial factoring companies in     87
Chart ：2021-2027 Forecast of the market size of Chinese commercial factoring companies in     89
Chart ：2016-2021 The balance of consumer finance in China's consumer finance industry in     90
Chart ：2016-2021 The number of Companies in China's second-hand luxury industry in     92
Chart ：2016-2021 The number of employees in China's second-hand luxury industry in     93
Chart ：2016-2021 The capital scale of China's second-hand luxury industry companies in     94
Chart ：2016-2021 The operating income of China's second-hand luxury industry companies in     95
Chart ：2016-2021 year 11 In June, the scale of global international microfinance assets     117
Chart ：2021-2027 The scale of global international microfinance assets in     119
Chart ：2016-2021 year 11 In June, the scale of UK microfinance assets     120
Chart ：2016-2021 year 11 U.S. microfinance asset size in June     121
Chart ：2016-2021 year 11 In June, the asset scale of German micro loans     122
Chart ：2016-2021 year 11 In June, the scale of Japanese microfinance assets     123
Chart ：2016-2021 The asset scale of China's microfinance industry in     147
Chart ：2016-2021 year 11 In June, the scale of small loan assets in eastern China     148
Chart ：2016-2021 year 11 In June, the asset scale of small loans in Central China     149
Chart ：2016-2021 year 11 In June, the asset scale of small loans in Western China     150
Chart ：2016-2021 year 11 In June, the scale of small loan assets in Northeast China     151
Chart ：2016-2021 year 11 In June, the asset scale of Liaoning microfinance     166
Chart ： Business status of Liaoning Yidong pawn Co., Ltd     169